2020 was a tough year for dividend investors and those of us who use the BTSX method took a beating. Fortunately, the tides have turned and Canadian blue chip dividend-paying stocks are back on track. In fact, as of July […]
Should you invest in segregated funds?
Segregated adjective set apart from each other Segregated funds noun products designed to separate investors from their money Would you like an investment that has the potential to make you money with no risk? Who wouldn’t? This is the sales […]
The real problem with financial advisors
The road to financial independence and through retirement often feels like a menacing dark alley rather than a pleasant rolling country road. As a result, millions of Canadians hand the reins over to financial advisors, assuming expertise comes bundled with […]
Should I use stop loss orders?
No one likes to lose money. It would seem totally reasonable, then, to use stop loss or stop-limit orders to protect ourselves against investment losses. Unfortunately, more often than not, these strategies backfire. Rather than protecting us from losses, they […]
Using BTSX to build your portfolio: a step by step guide
Dividend investing, and Beating the TSX in particular, have an excellent long term record of providing investors with returns superior to the index. With a little interest and discipline, DIY investors can use the free information on this site to […]
Should you invest for dividend yield or dividend growth?
You’ve seen the evidence that dividend-paying stocks outperform non-dividend paying stocks. You want to take control of your financial future and invest your own money. The brokerage account is open, your cash is there, and you’re ready to build a […]
Beating the TSX 2020: looking back and staying the course
To bear trials with a calm mind robs misfortune of its strength and burden. Seneca Last year wasn’t just a year of hardship; it was also a year of lessons. The pandemic forced us to change how we work, how […]
Dividends over the years: a message from dividend investing pioneer Dale Ennis
First, a message from me, Matt: I started writing about my experiences as a DIY investor eight years ago in the Canadian MoneySaver magazine. This publication has a 40 year history as an independent, membership-funded magazine without paid advertising or […]
How aging influences your investing skills – by David Stanley
I am a firm believer that anyone with a little interest and a moderate helping of self-discipline can be a successful investor. But here’s a warning: no matter what your age, there are some serious obstacles between you and financial […]
Do bonds belong in my portfolio?
For decades, professionals have constructed “balanced” portfolios using the 60/40 stock/bond ratio as a template. Other variations pushed a bond allocation equal to the investor’s age, or other such rules of thumb. These high-bond allocations performed reasonably well in the […]