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Beating the TSX 2019: Is it for you?

This article was published in the March 2019 edition of the Canadian Moneysaver magazine If there is one thing the stock market can be counted on to do, it’s this:  it will test you. Bull markets are easy. Bear markets […]

Why Dividends?

Dividends are the building blocks of a solid financial plan. Top 10 reasons a dividend-based strategy is ideal for DIY investors: Superior returns Simplicity Low fees Lower risk Lower volatility Tax-efficiency Inflation protection Steady income Diversification Flexibility

Inflation protection

What is inflation? Inflation is essentially the rate at which the cost of living increases. What you could buy ten years ago for $100 now costs $125. Inflation decreases value Historically, inflation rates in Canada have averaged between 2 – […]

Why does BTSX work?

Why is the BTSX strategy so powerful? Large stable companies The TSX 60 is an index composed of the largest companies in Canada Many (most?) of the companies that end up on the BTSX have what Warren Buffet would call […]

BTSX results

A 30-year track record As of the end of 2018, the 30 year average rate of return using the “Beating the TSX” method was 12.33%. To put this in context, the benchmark index rate of return was 9.40% over the […]

Stock selection method

Most retail investors – people like you and me – pay fees to financial planners who invest their money in expensive actively managed mutual funds that ultimately underperform the market. The ideal investing strategy is exactly the opposite:  simple, low-cost, […]

Disclaimer and policies

DividendStrategy.ca is presented as an educational resource and should not be construed as individualized investment advice, nor as a recommendation to buy or sell specific securities. The funds and portfolios discussed on the site are examples only and may not […]

About me

I am a forty-something husband, father and DIY investor.  Like most DIY investors I had to make some mistakes before I found a system that works.  For me, that is a dividend-based approach to investing. I wasn’t always a good […]

Superior returns

Can a DIY investor achieve superior returns than the index? The simple answer is a confident YES when a strategy of dividend investing is employed.  Here is the evidence. Dividends drive stock market returns Dividends are a major component of […]