• The Basics

    Understanding the essentials of dividend investing

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  • BTSX results

    A 30-year track record As of the end of 2018, the 30 year average rate of return using the “Beating the TSX” method was 12.33%. To put this in context, the benchmark index rate of return was 9.40% over the […]

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  • Why Dividends?

    Dividends are the building blocks of a solid financial plan. Top 10 reasons a dividend-based strategy is ideal for DIY investors: Superior returns Simplicity Low fees Lower risk Lower volatility Tax-efficiency Inflation protection Steady income Diversification Flexibility

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BTSX after bear markets

In a recent post we talked about why investing in the stock market during a market correction can be one of the best investment decisions one can make. But what about dividend paying stocks? Data shows that dividend-paying stocks in […]

Why now is a good time to invest

What a month. Humanity is living through the worst pandemic in a century. Canada’s oil and gas sector is on the ropes. And our investments have taken a beating. Is this a good time to invest in stocks? I think […]

Why is the stock market crashing?

Two days ago the stock market officially entered bear market territory, coming down 20% from its high just a few weeks ago. Yesterday the TSX dropped another 12% – the largest one day drop in its history. The beating investors […]

Coping with a market correction

As I write these words, the TSX Composite is down 11.2% in the last week – officially a market correction. News headlines are screaming that it’s the fastest sell-off in history. The talking heads on BNN are turning shades of […]

How did BTSX perform in 2019?

How did your investments perform in 2019? Some will be surprised that it was such a good year. The S&P/TSX Composite Index returned about 22% including dividends. The bad news for mutual fund investors is that, as usual, the vast […]

What is SPIVA?

If there is one thing every investor should know about before considering the purchase of an actively managed mutual fund, it is this: the SPIVA report. SPIVA stands for “S&P Indices Versus Active” and it describes a semi-annual scorecard comparing […]

What is confirmation bias?

Building on last month’s post which addressed how we might tackle investing in a potentially “over-valued” market, I thought I would explore one of the most common cognitive biases that undermines good financial decision-making: confirmation bias. About a year after […]