One more year syndrome
John had been working for several decades. He made a decent income, spent with restraint, and saved consistently. Based on his financial plan, he knew how much money he needed…
I took a 90% pay cut and I couldn’t be happier
This past weekend, my wife and I did something we've never done before - we were vendors at a craft show here in Picton, Ontario. For years we'd dreamed of…
I went undercover: the truth about “free” financial seminars
I’m not one to pick a fight, but when good people are being taken advantage of, I’m also not one to sit around and let it happen. I had an…
Mutual funds are a tax on uninformed investors
My dad got into investing when I was a teenager in the 1990's. We weren't rich, but my parents were good savers and my dad was putting those savings into…
The same blog . . . only better
I started DividendStrategy.ca almost three years ago with the first ever online Beating the TSX update. What was the motivation to start a blog? When I was asked to start…
It’s up to us to teach our kids about money: the 5 pillars of money mastery
Last week I wrote a post outlining the reasons why educating children about money in school is a failed concept. Like shoveling the driveway with a spoon in a…
Dear school: please don’t teach my kids about money
When I was a high school student, I learned all about the human body's circulatory system: the four chambers of the heart, cardiac output, arteries, veins, capillaries, blood pressure, vasoconstriction,…
Stop saving for retirement. Start saving for financial independence.
Retirement planning is a multi-billion dollar industry. If you are conscientious enough to save, there's a good chance you are saving for retirement. Have you asked yourself, Why? Is retirement…
Dividend investing and interest rate uncertainty
I have a confession to make. I look for reasons not to be a dividend investor. It's true. There is no law of the universe stating that dividend investing will…
BTSX 2021 mid-year update: back on track
2020 was a tough year for dividend investors and those of us who use the BTSX method took a beating. Fortunately, the tides have turned and Canadian blue chip dividend-paying…
