I took a 90% pay cut and I couldn’t be happier
This past weekend, my wife and I did something we've never done before - we were vendors at a craft show here in Picton, Ontario. For years we'd dreamed of…
I went undercover: the truth about “free” financial seminars
I’m not one to pick a fight, but when good people are being taken advantage of, I’m also not one to sit around and let it happen. I had an…
Mutual funds are a tax on uninformed investors
My dad got into investing when I was a teenager in the 1990's. We weren't rich, but my parents were good savers and my dad was putting those savings into…
The same blog . . . only better
I started DividendStrategy.ca almost three years ago with the first ever online Beating the TSX update. What was the motivation to start a blog? When I was asked to start…
It’s up to us to teach our kids about money: the 5 pillars of money mastery
Last week I wrote a post outlining the reasons why educating children about money in school is a failed concept. Like shoveling the driveway with a spoon in a…
Dear school: please don’t teach my kids about money
When I was a high school student, I learned all about the human body's circulatory system: the four chambers of the heart, cardiac output, arteries, veins, capillaries, blood pressure, vasoconstriction,…
Stop saving for retirement. Start saving for financial independence.
Retirement planning is a multi-billion dollar industry. If you are conscientious enough to save, there's a good chance you are saving for retirement. Have you asked yourself, Why? Is retirement…
Dividend investing and interest rate uncertainty
I have a confession to make. I look for reasons not to be a dividend investor. It's true. There is no law of the universe stating that dividend investing will…
BTSX 2021 mid-year update: back on track
2020 was a tough year for dividend investors and those of us who use the BTSX method took a beating. Fortunately, the tides have turned and Canadian blue chip dividend-paying…
Should you invest in segregated funds?
Segregated adjective set apart from each other Segregated funds noun products designed to separate investors from their money Would you like an investment that has the potential to make you…