Debunking Dividend Bunk
In the world of DIY investing, particularly when it comes to dividend investing in Canada, there are diverse opinions on the best strategies to employ. Recently, I came across a…
Buying a car? You need to know this
Car-buying is a skill you can learn.Aside from a home, the car you drive might be your biggest expense. So, it pays to develop some car-buying skills.Of course, there are…
End-of-Year Financial Checklist
When I help people one-on-one with their financial planning needs, there is one financial goal that comes up more than all the rest: “I don’t want to have to worry…
Welcome back bonds
“The 60/40 portfolio is dead!” How many times have you heard this? This statement has been repeated so often, that many investors have taken it as truth without understanding the…
Covered Call ETFs: What you need to know
Tom is recently retired and is taking a close look at his investments. He needs to make sure his nest egg will last. Dividend-paying stocks make up a portion of his…
Retirement Buckets: Grow your wealth and safeguard your income
I’ve heard that I should “own my age” in bonds but I’m worried that I’ll run out of money in retirement with such a conservative portfolio. Is there another way?…
10 Tips for your BTSX Portfolio
I recently posted the 2022/2023 Beating the TSX update. The updates never fail to generate a flurry of interest in the method, particularly when the results are good, as…
Year-end financial check-up
Almost everything we value in life requires some kind of maintenance. A house will need a new roof every decade or two. Our cars need oil changes and brake jobs. …
Uncalculated risks
There are no solutions, only trade-offs.Thomas SowellYou can only calculate risk in hindsight. You can't calculate actual risk going forward because you don't have the data yet. Things change. The…
The “Perpetual Portfolio”: A potential solution for aging DIY investors
Being a self-directed investor has enormous advantages: more control, less complexity, and often higher net returns, to name a few. But there are also risks and one of the big…